how it works
Linking a loan to a paycheck is fast and easy
Argyle sends your borrower an invitation to connect.
Your borrower completes a quick payroll connection flow.
Argyle establishes a direct link to their payroll records.
Your borrower allocates an amount or percent of their paycheck.
You are repaid predictably and alerted if anything changes.
benefits
Experience the benefits of
paycheck-linked lending
Less friction for your borrowers
Argyle makes setting up a paycheck distribution a breeze.
Fewer delinquencies and defaults
Argyle helps ensure payments are made on time, de-risking your portfolio.
features
Leverage Argyle’s market-leading features
Flexible allocations
Borrowers can set up distributions as a percentage of their paycheck or a specific value.
Instant notifications
Receive an alert when a borrower makes a change to their distribution.
Ongoing data visibility
Monitor borrowers’ income and employment status, so you can service loans appropriately.
why Argyle
Performance you can trust
Broader coverage
More conversions
Better outcomes
Answers to your frequently asked questions
What is paycheck-linked lending?
Paycheck-linked lending refers to the practice of securing loan repayment directly from a borrower’s paycheck. With paycheck-linked lending, payments for a loan are automatically withdrawn from the borrower’s paycheck on a regular basis. Compared to traditional ACH debits, paycheck-linked lending reduces the chance of delinquency and default.
INDUSTRY SOLUTIONS
Learn how peers in your
industry are using Argyle
Try our Paycheck-Linked Lending solution
We can get you started as soon as today. No commitment required.
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