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problem

The challenges you’re facing

You collect excessive volumes of consumer financial data by hand, and a large percentage of your originations can’t be verified by traditional methods. 

High costs

The manual nature of the origination process drives operational costs. Meanwhile, the cost of legacy verification solutions like The Work Number is always rising.

Risk of fraud

Fraudsters (and the tools they use) are getting more sophisticated, making bogus paystubs and misrepresented income difficult to spot.

Compliance concerns

Manual processes make compliance controls difficult to enforce with complete consistency, putting your organization at risk of noncompliance.

BENEFIT

The Argyle solution

Argyle replaces manual reviews with direct-source access to real-time income and employment data, for instant verifications, faster credit decisions, and better visibility into creditworthiness. 

Lower overhead

Automating VOIE amounts to big savings.

More conversions

Argyle improves borrower pull-through.

Less risk exposure

Better data + fewer interventions = tighter controls and smarter decisions.

Reduced time to funding

Automations get you to decisioning faster.

Seamless doc uploads

It’s easy for borrowers to provide supplementary or fallback files.

With Argyle, consumer lending is fundamentally more efficient—and less risky

When borrowers connect your platform directly to their payroll accounts via Argyle, it unlocks incredible solutions like Income and Employment Verifications and a host of benefits for you.

KEY FEATURES

Why lenders love Argyle

Lower verification costs
Turnaround time
Data on demand

Argyle’s value will be felt
across your organization

Borrowers

Value our speed and simplicity. Argyle gets them to funding faster.

Loan officers

Value our accuracy. A clear view of income helps maximize loan size.

Executives

Value the cost savings. Argyle is less expensive than manual and TWN.

Internal auditors

Value the risk reduction. Real-time, direct-source data and documents thwart fraud.

Marketers

Value the effect on spend. A higher app-to-funded ratio creates marketing efficiencies.

“In the wider world of open banking, consumers clearly prefer solutions that let them control who gets to access their data. Argyle taps into this need with its consumer-centric approach, making it easier for lenders like Regional Finance to automate the verification process, validate the data quickly, and, ultimately, make life easier for borrowers. It’s truly been a great strategic partnership for us.”

Chris Martin

Vice President, Head of Digital Product, Regional Finance

IMPLEMENTATION IS EASY

Get to market quickly

Invite borrowers to connect via custom landing pages.

why Argyle

Find out why lenders trust Argyle to power their credit decisions

Broader coverage
Higher conversion rate
Better quality

Ready to see what Argyle can do for you?

Get in touch to learn more about our verification solutions for the mortgage, personal lending, and background check industries, and more.

Contact sales